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About Revolut: Spend, Save, Trade
Join over 70 million people worldwide using a mobile banking app that transforms how you spend, send, and save money. Revolut - A Radically Better Account gives you complete control over your finances with tools designed for modern life.
Spend smarter with flexible payment options. Pay using physical cards, virtual cards, or single-use virtual cards that generate new details each transaction for enhanced security. Use Google or Apple Pay for contactless payments anywhere. When you travel, exchange money at real rates without hidden markups, and access 55,000+ ATMs worldwide with zero withdrawal fees. Link external bank accounts to see all your spending in one dashboard, and design a physical card that reflects your style.
Send money instantly across the globe. Transfer 25+ currencies with a single tap to anyone, anywhere, and enjoy near-instant P2P transfers between Revolut friends. Chat and settle payments in one conversation—split bills effortlessly and even share a GIF to lighten the mood. Parents can set up Revolut <18 accounts for their kids, complete with their own card, so young people learn financial responsibility in a safe, engaging environment.
Grow your savings with competitive returns. Earn up to 4.25% APY through Savings Vaults on Premium or Metal plans, with zero penalties or hidden fees. Withdraw anytime without restrictions. Build wealth automatically by setting up recurring transfers and rounding up spare change into dedicated savings buckets.
Start investing with minimal barriers. Trade stocks from just $1, choosing from 2,000+ companies. Enjoy commission-free trading within your monthly allowance. Stock trading and investment services are provided by Revolut Securities and Revolut Wealth—remember that all investments carry risk, including potential loss of principal.
Take control of your spending with real-time insights. Receive instant notifications for every transaction, use smart budgeting tools to understand where money goes, and get alerts before recurring charges hit your account. Freeze or unfreeze your card instantly, set custom spending limits, and monitor activity 24/7.
Your security is built in. Advanced fraud detection flags suspicious transactions before they complete. Extensive identity verification, passcode protection, and biometric authentication keep your account safe. Funds are held at Lead Bank (FDIC member) and insured up to $250,000. Round-the-clock customer support is available directly through the app.
Upgrade to Premium or Metal plans for exclusive benefits, priority support, and additional perks tailored to your lifestyle. Revolut - A Radically Better Account puts banking in your hands—spend wisely, send instantly, save consistently.
Pros & Cons
Pros
- Real exchange rates without hidden markups when traveling internationally
- Zero fees for ATM withdrawals at 55,000+ locations worldwide
- Competitive savings rates up to 4.25% APY with no early withdrawal penalties
- Commission-free stock trading on 2,000+ companies with $1 minimum
- Single-use virtual cards generate new details per transaction for fraud protection
Cons
- Requires extensive identity verification and account setup before full access
- Stock trading and investments carry risk of losing your entire principal amount
- Premium or Metal plan required to unlock best savings rates and benefits
- Depends entirely on internet connectivity for all banking and payment functions
- Account freezes or spending limit disputes may block access to your funds temporarily
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